AZA

The Company

AZA is a digital financial platform built for the Nigerian market to simplify peer-to-peer payments, expand access to modern financial services, and strengthen financial inclusion. The platform combines a secure wallet, merchant acceptance, and intelligent risk controls in one scalable cloud-native solution.

The Solution

Delivered a secure wallet-based mobile platform for fast digital payments and transfers.
Built onboarding journeys for both users and merchants with KYC and verification flows.
Implemented QR payments, micro-loan support, and seamless transaction monitoring.
Integrated AI-driven credit scoring and approval logic for dynamic lending decisions.
Designed a resilient cloud architecture with strong compliance and encryption controls.

2.4xIncrease in transaction throughput

99.9%Platform uptime achieved

38%Faster loan decision turnaround

Customer Feedback

The delivered product solved core P2P and merchant payment gaps with strong reliability.
Execution across verification, scoring, and wallet architecture enabled confident scaling.
AZA teams gained a robust foundation to serve both individual users and merchants nationwide.